Back Office Staff

Rick Carlesco has been in the financial services industry since 1991. He started his career with Prudential Financial Services in Syracuse, NY where he quickly became one of the top advisers in Central New York, winning Prudential’s Academy of Honor Award. He was promoted to manager in his first year and also earned his LUTCF (Life Underwriting Training Council Award) in 1992.

Rick started his own firm in 1999, IBN Financial Services, Inc. as a FINRA (Financial Industry Regulatory Authority) Broker Dealer. The firm started with ten registered representatives and currently has over 80 reps all over the country. Growing this firm has always been a passion, always believing that people wanted to be treated by the “platinum rule” treat people the way they want to be treated. Clients always come first. That has been the consistent message Rick has presented to his clients and his representatives ever since he started his career.

Rick holds six securities licenses as a financial services representative and as a registered principle. He also holds several insurance licenses. This makes him well qualified to have a conversation with anyone concerning their wealth development, preservation, and deployment, to how to best protect their lives, families, property, and business. He is uniquely qualified to bring you the best the financial marketplace has to offer.

Rick has lived in the Liverpool, NY area (a suburb of Syracuse) since 1980 and has been married to Kelly since 1982. Rick is also an avid Syracuse University sports fan and loves golf. He started a charity in 2014 called Victory for Vets, Inc. raising hundreds of thousands of dollars to help veterans with Post Traumatic Stress get service dogs. Rick was the past president of a local home for the elderly called The Ladies Home of Oswego an institution in Central New York since 1872.

Tim Evans is an Air Force Academy Graduate class of 1988 we he earned his Bachelor of Science in Engineering. Then served our country honorably until 1993.

Tim received his Master’s in Engineering Management while working as an engineer for Cellular One until 2001.

Tim is a native of Central New York graduating from Whitesboro High School.  He has 4 brothers.  The whole family spends quite a bit of quality time in Old Forge NY.  His father is a retired Army General.

In 2001 he returned to Central New York to work for Lockheed Martin. Tim traveled all over the world as a field engineer, ask him about all the interesting places he has been.

Changing careers in 2013 to become a compliance officer at IBN Financial Services, Inc., Tim with his engineering mind quickly picked up compliance and has a series 7, 24 and 66 financial licenses. Tim's keen eye for detail has propelled him to the firms top compliance spot and he is a partner in the firm.

Since entering the financial services industry in 2004, Kyle has worked with investors to take advantage of the breadth of investment opportunities across all markets.  He introduces investors to strategies, securities, and investment structures to enhance their portfolios. Kyle has found that knowledge and a focus on individual relationships are key drivers to his success. By establishing a personal relationship and consultative approach, he can identify prime opportunities to maximize wealth while factoring in deferred tax strategies.  As Due Diligence Officer, Kyle uses this mindset to source and review investment opportunities for IBN’s registered representatives, advisors, and clients.

​Kyle built his career with UBS Financial Services, Natixis Global Asset Management, and Provasi Capital Partners. He was responsible for sales and education of financial advisors and the general public as it pertained to investing across fixed income and equity, focusing on commercial real estate, structured finance, and other income and growth strategies.  Kyle has found that knowledge and a focus on relationships are key drivers to his success. 

Kyle holds Series 7, 24, 66, and 79 registrations and Life & Health licenses.  He graduated from Bryant University with a BS in Business Administration.  Kyle lives with his wife and son in southern New Hampshire.  Outside work, he is an NCAA hockey official who enjoys traveling during the off-season.